Umino Community Loan Services Limited is a registered micro-/entrepreneurial finance company in Zambia. Our mission is to improve the living standards of rural communities by providing fair, sustainable, and professional entrepreneurial financing. UMINO currently operates six branches in Eastern Province, with expansion plans underway.
We are inviting ambitious and qualified candidates to apply for the position of Internal Audit Officer at our Rufunsa branch.
About the Job
The Internal Audit Officer will be responsible for evaluating the adequacy, effectiveness, and efficiency of the organization’s internal control systems and procedures. The officer will ensure compliance with internal policies, regulatory requirements, and industry best practices.
What Included
| Minimum Qualification | Bachelor’s degree in Accounting, Finance, Auditing, or related field |
| Professional Certification | Part or full ACCA, CIMA, or ZICA (added advantage) |
| Experience Level | Mid-level |
| Experience Length | 2–3 years |
| Working Hours | Full Time |
| Industry | Financial Services / Microfinance |
| Contract Type | Permanent |
| Application Deadline | 29th August 2025 |
| Location | Rufunsa, Zambia |
| Number of Positions | 1 |
Key Responsibilities
- Conduct regular and ad-hoc desk and field audits across all departments and branches.
- Assess the accuracy and reliability of financial and operational information.
- Evaluate the effectiveness of risk management and internal control systems.
- Identify non-compliance areas and recommend corrective measures.
- Prepare clear and concise audit reports with actionable recommendations.
- Support management in strengthening internal checks and controls.
- Update the Internal Audit Manager on ongoing audit and risk matters.
- Track the implementation of audit recommendations.
- Assist during external audits and regulatory inspections.
- Promote accountability and transparency across the organization.
Qualifications & Experience
- Bachelor’s degree in Accounting, Finance, Auditing, or related field.
- Part or full professional qualification (ACCA, CIMA, ZICA) preferred.
- 2–3 years’ experience in internal/external auditing, preferably in financial services or microfinance.
- Strong knowledge of auditing standards, risk management, and internal controls.
- Familiarity with Bank of Zambia’s regulatory framework for microfinance institutions.
- Proficiency in Microsoft Office (Excel & Word).
- Excellent analytical, communication, and report-writing skills.
- Ability to analyze large data sets is an added advantage.
- High integrity, confidentiality, and incorruptibility.
- Willingness to travel extensively and ride a motorbike for fieldwork.
- Strong interpersonal skills, common sense, and team-oriented attitude.
How to Apply
Interested candidates should submit their applications via email with the subject line:
“Internal Audit Officer Application”
📧 jobs@uminomicrofinance.com
Deadline for applications: 29th August 2025
Only shortlisted candidates will be contacted.