DCB Bank: Credit Analyst job vacancy

Diamond Trust Bank

Diamond Trust Bank is a financial institution focused on providing banking services in East Africa.

Job Summary

Job Title Credit Analyst
Location Dar es Salaam, Head Office
Reports to Head of Corporate Banking

Job Purpose

The Credit Analyst is tasked with overseeing the entire process of credit applications and related transactions, which includes:

  • Conducting credit assessments
  • Defending credit proposals during review stages
  • Managing documentation, disbursement, and administrative account matters
  • Supervising all credit administrative tasks

Key Responsibilities

  • Ensure timely processing of credit applications
  • Assist in managing and monitoring the lending portfolio
  • Conduct credit appraisals and present recommendations to credit committees
  • Process additional credit-related applications
  • Collaborate with professionals such as advocates, accountants, valuers, and insurers
  • Document issues from credit applications for future reference
  • Identify weaknesses in credit processing and suggest or arrange appropriate training
  • Follow up on audit reports related to credit applications and loan appraisals
  • Analyze financial statements

Qualifications and Requirements

  • Educational Qualifications: Bachelor’s degree or equivalent in Accounting, Business Administration, Banking and Finance, or Economics
  • Experience: Fresh graduate or at least 1 year of banking experience in credit management from a reputable commercial bank
  • Personal Attributes:
    • Strong communication and reporting skills
    • Good numerical and analytical abilities
    • Excellent proficiency in Microsoft applications
    • Structured approach to managing complex and variable work environments independently
    • Able to balance conflicting business requirements
    • Capable of managing both long-term and short-term requirements independently

How to Apply and Deadline

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